A Short Sale Can
Help You Avoid Foreclosure
Avoid foreclosure, get fresh financial tooting, and protect your credit before it’s too late.
Understanding Short Sales
Selling your home for less than you owe might seem daunting. but it can a be a powerful tool to prevent foreclosure and settle your debt quickly and privately.
- Stops foreclosure
- Avoids public auction
- May offer relocation funds
- Protects credit and dignity
How We Can Help You
We Deal With Your Lender
Negotiation + short sale approval
We Manage the Paperwork
Full doc prep + submission
We Work With Trusted Agents
Smooth listing + sale process
Our Loan Modification Process
Talk to a Specialist
Review Offers
Sell and Move Forward
Why Choose us?
Proven Success With Hundreds of New York Homeowners
We’ve helped homeowners complete short sales and walk away with dignity and real results.
Respectful, Pressure-Free Guidance
We listen first, then help you move forward with clarity and confidence.
Fast Action to Avoid Auction
We move quickly to protect your options before time runs out.
No Upfront Fees to Get Started
We don’t get paid unless we help deliver results.
Relocation Funds in Most Cases
Most of our clients receive relocation funds to start fresh.
We Handle Lender Negotiations
From hardship letters to final approvals, we manage the entire process for you.
Real Success Stories
“We got a letter from Save My Home in the mail. They worked with and fought our lender for nearly two years, and never gave up! They were patient, persistent, and no-nonsense people – EVERY single one of the staff was helpful and treated us like family. They set our lender straight and convinced them to go from totally uncooperative to giving us a loan mod with very favorable terms. The cost was fair, they always answered our calls, and they did what they said they would. What else can you ask for? Thumbs way up!”
– Jeanine & Devin D.
“The team at Save My Home came to our rescue when our house was set to be auctioned off. They managed to halt the sale just in time and helped us negotiate a short sale with the bank. Not only did we get to keep our home, but we received relocation assistance as well. Best of all, even though they offered services ABOVE & BEYOND the original agreement, they didn’t charge us an extra penny for weeks and weeks of added work and time! They were absolutely amazing to work with and deserve a million thumbs up for the help they provided us. Thank you guys for everything!!!!”
Bill & Kathy Z.
“Hi, My name is Edwin Rivera. Because of the pandemic I almost lost my house. I called Save My Home, and they got me my house back. I couldn’t believe it! I’m very proud of it and thanks to Save My Home!”
– Eddie R.
“About two years ago I had a heart attack and all my bills started piling up medical bills, credit cards, mortgage… I called Save My Home, and they were able to help me out, and they can probably help you out as well. Thank you Save My Home!”
– Josse V.
“Before SaveMyHome intervened, our lender was unwilling to come to the table and negotiate a solution with us. However, as soon as they got involved, the bank quickly changed their attitude and worked out an agreement with us. They even modified our loan, allowing us to make lower payments. We’ve been making these payments on time for the past six months, and we have the team at SaveMyHome to thank for “saving our home” AND our family. We are forever thankful!”
– Eddie R.
Short Sale FAQ
What is a short sale?
A short sale is when a property is sold for less than the outstanding mortgage balance, with the lender agreeing to accept the reduced amount.
Why would a lender agree to a short sale?
Lenders often prefer short sales over foreclosures because it reduces their financial loss and avoids the lengthy foreclosure process.
Will I still owe the remaining loan balance after a short sale?
In many cases, the lender forgives the remaining balance, but it’s important to confirm this in writing during the process.
How does a short sale affect my credit?
A short sale will negatively impact your credit, but generally less than a foreclosure would.
Do I need to be behind on payments to qualify?
Not always — some lenders allow short sales even if you’re current, as long as you prove financial hardship.
Can I stay in my home during the short sale process?
Yes, you can usually stay in your home while the short sale is being negotiated and completed.
Do I need a real estate agent or attorney for a short sale?
It’s highly recommended to work with professionals experienced in short sales to handle negotiations and paperwork properly.
Let’s Start Your Short Sale the Right Way
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